The report reveals that quick commerce marked a big win with 10 per cent year-on-year (YoY) consumption growth in the fiscal year 2025 (FY25)
Driven by rising preference for home ownership and the need to furnish new homes, the average monthly spending in the consumer durables sector surged by 72 per cent in the financial year 2025 (FY25), as per a report. The report revealed that quick commerce marked a big win with 10 per cent year-on-year (YoY) consumption growth in FY25, driven by hyper-localisation.
Due to increased per capita and disposable income, Indian consumers continue to spend the most on consumer durables and fast-moving consumer goods (FMCG), with multi-brand outlets being the new entrant attracting consumers in FY25, as highlighted in the CMS Consumption Report 2025 by CMS Info Systems.
The report mentioned that growing premiumisation, the continued need for brick and mortar, especially while purchasing premium products, boosted spending in multi-brand outlets, that saw a 12 per cent increase in the recently concluded fiscal year, after a 29 per cent dip in FY24.
“Powered by our proprietary CMS Cash Index (CCI), the report is based on insights from 1,46,000 business points, where CMS services every second ATM and every third organised retail outlet in the country,” highlighted Anush Raghavan, President, Cash Management Solutions, CMS Info Systems.
Suggesting a secular trend of sustained spending on goods despite rising interest in the experience economy, FMCG sector saw a four per cent increase in FY25 consumption, indicating a continued recovery after a 22 per cent decline in FY23.
The report noted that with Rs 1.3 crore average cash dispensed per ATM in India, FY25 saw five states of North India as cash-led consumption hotspots with Bihar, Himachal Pradesh and Chhattisgarh being new entrants for the first time last three years. Average ticket size (ATS) of ATM monthly withdrawals in FY25 marked YoY growth of three per cent at Rs 5,658.
